AU LIT Credit Card

One Credit Card, Many Possibilities

Life Time Free (No Joining Fees or Annual Charges)

  • Domestic Air Port Access – Max 4 per 90 days
  • 1% Fuel Surcharges Waiver
  • Up to 10x Reward Points on online & offline spends
  • ZEE5, Amazon Prime & Cult.fit 3-months memberships
  • 5% Additional Cashback On Groceries, Apparel, Electronics, Dinning & Travel categories
  • Up to 5% additional Cashback on reaching spend milestones

Altura Credit Card

Bigger the Spend, better the saving

Joining Fees Rs. 199 + GST (* Life time free for call customers applying between 1st Jan’24 to 31st Mar’24)

  • 5% Cashback* as Welcome offer
  • Up to 2% Cashback* on Retail Transactions
  • 1% Fuel Surcharges Waiver*
  • 8 Complementary Railway Lounge access per calendar year
  • Annual Fee reversal on spends of Rs. 40,000
  • Rural/Semi Urban – Up to mid income Sal/S.E./Others
  • Urban – Low-Income, First-time credit card holders, Housewives
  • Credit Card Limit: Min – 15,000 ; Max – 70,000
  • Joining/Annual Fee of Rs. 199 with an option of spend based fee waiver
    • 1st year fee waiver with Rs. 10,000 spends in 90 days from card issuance date
    • 2nd year onwards fee waiver with Rs. 40,000 spends in prev. year
  • Welcome Benefit: 5% cashback on min. spends* of Rs. 2500 in first 60 days (max. Rs. 150 cashback)
  • Milestone Benefit: Cashback of Rs. 50 on >=10,000 spends* in a month
  • Product Features:
    • 2% cashback on Groceries, Dept. Stores and Utility Bill payments (max. of Rs. 50/month)
    • 1% cashback for spends on all other categories* (max. Rs. 50/month)
    • 1% Fuel Surcharge waiver for trxn b/w Rs. 400-Rs. 5000 (max. Rs. 100/month)
    • Complimentary Domestic Railway Lounge access – 2 per quarter
    • Insurance up to card limit in case of LCL/Skimming/Counterfeit

Altura+ Variant Credit Card

Double the delight, double the rewards

Joining Fees – Rs. 499 + GST (* Life time free for call customers applying between 1st Jan’24 to 31st Mar’24)

  • Voucher worth Rs. 500 as Welcome offer*
  • Up to 1.5% dashboard on offline spends
  • Up to 2 rewards Points per Rs. 100 for all online spends
  • 1% Fuel Surcharges Waiver*
  • 8 Complementary Railway Lounge access per calendar year
  • Annual Fee reversal on spends of Rs. 80,000
  • Rural/Semi Urban – Mid to high income Sal/S.E./Others
  • Urban – Mid income group
  • Credit Card Limit: Min – 50,000 ; Max – 1,50,000
  • Joining/Annual Fee of Rs. 499 with an option of spend based fee waiver
    • 1st year fee waiver on Rs. 20,000 spends in 90 days of card issuance date
    • 2nd year onwards fee waiver with Rs. 80,000 spends in prev. year
  • Welcome Benefit: Rs. 500 flat voucher (Amazon, Bigbasket, Uber, Swiggy, Bata, Bookmyshow etc.) on min. spend of 10,000 in first 60 days
  • Milestone Benefit: 500 Reward Points (RP) on >=20,000 spends in a month
  • Product Features:
    • Up to 2 RPs/Rs.100 on all Online Spends (1RP = 0.25 Rs.)
    • 1.5% cashback for all POS spends (max. Rs. 100/month); For POS spends >Rs. 6,667, customer will earn 1 RP/Rs. 100
    • 1% Fuel Surcharge waiver for trxn b/w Rs. 400-Rs. 5000 (max. Rs. 150/month)
    • Complimentary Domestic Railway Lounge access – 2 per quarter
    • Insurance up to card limit in case of LCL/Skimming/Counterfeit

Vetta Credit Card

Bigger the lifestyle, better the rewards

Joining Fees – Rs. 2999 + GST

Lorem ipsu

  • Voucher worth Rs. 2000 as Welcome offer*
  • Up to 4 rewards Points on every Rs. 100 spends
  • Complemantary 4 Domestics & 4 International Lounge access* Access per calendar year
  • Up to 1000 Bonus Reward Point as Birthday Gift*
  • Annual Fees reversal on spends of Rs. 1.5 lakh

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  • Rural/Semi Urban – High Income Sal/S.E.
  • Urban – Mid to high income group
  • Credit Card Limit: Min – 1,25,000 ; Max – 6,00,000
  • Joining/Annual Fee of Rs. 2999 with an option of spend based fee waiver
    • 1st year fee waiver with Rs. 40,000 spends in 90 days from card issuance date.
    • 2nd year onwards fee waiver with Rs. 1.5 Lac spends in card prev. year
  • Welcome Benefit: Rs. 2,000 flat voucher (Amazon, Bigbasket, Uber, Swiggy, Bata, Bookmyshow etc.) on min. spend of Rs. 30,000 in first 60 days of card issuance date.
  • Product Features:
    • 4 RPs/100 on Utility, Groceries and Dept. stores,
    • Up to 2 RPs/100 on all other spends* (1RP = 0.25 Rs.)
    • 1000 Bonus RPs as Birthday Gift for 1st trxn on that day
    • • 1% Fuel Surcharge waiver for trxn b/w Rs. 400 – Rs. 5000 (max. Rs. 250/month)

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Vetta Variant Credit Card

Bigger the lifestyle, better the rewards

Joining Fees – Rs. 2999 + GST

Lorem ipsu

  • Voucher worth Rs. 2000 as Welcome offer*
  • Up to 4 rewards Points on every Rs. 100 spends
  • Complemantary 4 Domestics & 4 International Lounge access* Access per calendar year
  • Up to 1000 Bonus Reward Point as Birthday Gift*
  • Annual Fees reversal on spends of Rs. 1.5 lakh

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  • Rural/Semi Urban – High Income Sal/S.E.
  • Urban – Mid to high income group
  • Credit Card Limit: Min – 1,25,000 ; Max – 6,00,000
  • Milestone Benefit:
    • Quarterly: 500 RPs on >= Rs. 50,000 spends/quarter & additional 1000
    • RPs on reaching Rs. 1 Lac spends/quarter
    • Yearly: Rs. 1000 Amazon/MMT voucher on 2.5 Lac spends in a year
  • Lounge Access:
    • Complimentary 1 per quarter Domestic Lounge access
    • Complimentary 1 per quarter access to Priority Lounge
    • Complimentary 2 per quarter Domestic Railway Lounge access
  • Other Benefits:
    • Dedicated Concierge
    • Customer Call Prioritization and dedicated Customer support email ID
  • Insurance:
    • Air Cover – 50 Lac; Credit Shield – 5 Lac
    • LCL/Skimming/Counterfeit – 2 Lac
    • Baggage Delay/Baggage Lost/Trip Delay allowance

Zenith Credit Card

The crowing symbol of success

Joining Fees – Rs. 4999 + GST

  • Luxury Brand Vouchers/Rewards Point worth Rs. 5000
  • Accelearated Reward Points & Value of 1 Reward Point is Rs. 1
  • Up to 16 Movies Tickets per annum
  • Taj Epicure Membership on spending Rs. 12 lakh*
  • 16 international & 16 Domestic Airport Lounge Access* and Lowest Forex Markup Fee of 0.99%
  • Up to 8 Golf Rounds/Lessons per annum*
  • Urban – High income group
  • Credit Card Limit: Min – 5,00,000 ; Max – 20,00,000
  • Joining/Annual Fee of Rs. 7999 with an option of spend based fee waiver
    • 1st year fee waiver with Rs. 1.25 Lac spends in 90 days from card issuance date.
    • 2nd year onwards, fee waiver with Rs. 5 Lac spends in card prev. year.
  • Welcome Benefit:
    • Rs. 1,000 flat voucher (Amazon or MMT) on 1st POS txn within 60 days from card issuance date.
    • 10,000 RPs on Rs. 1 Lac spends in 60 days
  • Product Features:
    • 20 RPs/Rs.100 on Fine Dining Restaurants, 10 RPs/100 on Groceries & Dept. stores and International spends, 5 RPs/100 on all other retail spends
    • 2500 Bonus RPs as Birthday Gift for 1st trxn on that day (1RP = 0.25 Rs.)
    • Lower Mark up fees of 1.99%
  • Milestone Benefit:
    • Quarterly: Rs. 1000 voucher (Amazon/Bigbasket/Lifestyle/BMS) on >=Rs. 2 Lac spends per calendar quarter.
    • Yearly: Taj Epicure membership (worth approx. Rs. 13,999) on Rs. 8 Lac spends in a card anniversary year
  • Lounge Access:
    • Complimentary 4 per quarter Domestic Lounge
    • Complimentary 2 per quarter access to Priority Lounge*
    • Complimentary 2 per quarter Domestic Railway Lounge access
  • Other Benefits:
    • 1% Fuel surcharge waiver (max.Rs.1000 in a statement cycle)
    • Dedicated Concierge
    • Customer Call Prioritization and dedicated Customer support email ID
  • Insurance:
    • Air Cover – 2 Cr; Credit Shield – 15 Lac
    • LCL/Skimming/Counterfeit – 5 Lac
    • Baggage Delay/Baggage Lost/Trip Delay allowance
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