AU LIT Credit Card
One Credit Card, Many Possibilities
Life Time Free (No Joining Fees or Annual Charges)
- Domestic Air Port Access – Max 4 per 90 days
- 1% Fuel Surcharges Waiver
- Up to 10x Reward Points on online & offline spends
- ZEE5, Amazon Prime & Cult.fit 3-months memberships
- 5% Additional Cashback On Groceries, Apparel, Electronics, Dinning & Travel categories
- Up to 5% additional Cashback on reaching spend milestones
Altura Credit Card
Bigger the Spend, better the saving
Joining Fees Rs. 199 + GST (* Life time free for call customers applying between 1st Jan’24 to 31st Mar’24)
- 5% Cashback* as Welcome offer
- Up to 2% Cashback* on Retail Transactions
- 1% Fuel Surcharges Waiver*
- 8 Complementary Railway Lounge access per calendar year
- Annual Fee reversal on spends of Rs. 40,000
- Rural/Semi Urban – Up to mid income Sal/S.E./Others
- Urban – Low-Income, First-time credit card holders, Housewives
- Credit Card Limit: Min – 15,000 ; Max – 70,000
- Joining/Annual Fee of Rs. 199 with an option of spend based fee waiver
- 1st year fee waiver with Rs. 10,000 spends in 90 days from card issuance date
- 2nd year onwards fee waiver with Rs. 40,000 spends in prev. year
- Welcome Benefit: 5% cashback on min. spends* of Rs. 2500 in first 60 days (max. Rs. 150 cashback)
- Milestone Benefit: Cashback of Rs. 50 on >=10,000 spends* in a month
- Product Features:
- 2% cashback on Groceries, Dept. Stores and Utility Bill payments (max. of Rs. 50/month)
- 1% cashback for spends on all other categories* (max. Rs. 50/month)
- 1% Fuel Surcharge waiver for trxn b/w Rs. 400-Rs. 5000 (max. Rs. 100/month)
- Complimentary Domestic Railway Lounge access – 2 per quarter
- Insurance up to card limit in case of LCL/Skimming/Counterfeit
Altura+ Variant Credit Card
Double the delight, double the rewards
Joining Fees – Rs. 499 + GST (* Life time free for call customers applying between 1st Jan’24 to 31st Mar’24)
- Voucher worth Rs. 500 as Welcome offer*
- Up to 1.5% dashboard on offline spends
- Up to 2 rewards Points per Rs. 100 for all online spends
- 1% Fuel Surcharges Waiver*
- 8 Complementary Railway Lounge access per calendar year
- Annual Fee reversal on spends of Rs. 80,000
- Rural/Semi Urban – Mid to high income Sal/S.E./Others
- Urban – Mid income group
- Credit Card Limit: Min – 50,000 ; Max – 1,50,000
- Joining/Annual Fee of Rs. 499 with an option of spend based fee waiver
- 1st year fee waiver on Rs. 20,000 spends in 90 days of card issuance date
- 2nd year onwards fee waiver with Rs. 80,000 spends in prev. year
- Welcome Benefit: Rs. 500 flat voucher (Amazon, Bigbasket, Uber, Swiggy, Bata, Bookmyshow etc.) on min. spend of 10,000 in first 60 days
- Milestone Benefit: 500 Reward Points (RP) on >=20,000 spends in a month
- Product Features:
- Up to 2 RPs/Rs.100 on all Online Spends (1RP = 0.25 Rs.)
- 1.5% cashback for all POS spends (max. Rs. 100/month); For POS spends >Rs.
- 6,667, customer will earn 1 RP/Rs. 100
- 1% Fuel Surcharge waiver for trxn b/w Rs. 400-Rs. 5000 (max. Rs. 150/month)
- Complimentary Domestic Railway Lounge access – 2 per quarter
- Insurance up to card limit in case of LCL/Skimming/Counterfeit
Vetta Credit Card
Bigger the lifestyle, better the rewards
Joining Fees – Rs. 2999 + GST
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- Voucher worth Rs. 2000 as Welcome offer*
- Up to 4 rewards Points on every Rs. 100 spends
- Complemantary 4 Domestics & 4 International Lounge access* Access per calendar year
- Up to 1000 Bonus Reward Point as Birthday Gift*
- Annual Fees reversal on spends of Rs. 1.5 lakh
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- Rural/Semi Urban – High Income Sal/S.E.
- Urban – Mid to high income group
- Credit Card Limit: Min – 1,25,000 ; Max – 6,00,000
- Joining/Annual Fee of Rs. 2999 with an option of spend based fee waiver
- 1st year fee waiver with Rs. 40,000 spends in 90 days from card issuance date.
- 2nd year onwards fee waiver with Rs. 1.5 Lac spends in card prev. year
- Welcome Benefit: Rs. 2,000 flat voucher (Amazon, Bigbasket, Uber, Swiggy, Bata, Bookmyshow etc.) on min. spend of Rs. 30,000 in first 60 days of card issuance date.
- Product Features:
- 4 RPs/100 on Utility, Groceries and Dept. stores,
- Up to 2 RPs/100 on all other spends* (1RP = 0.25 Rs.)
- 1000 Bonus RPs as Birthday Gift for 1st trxn on that day
- • 1% Fuel Surcharge waiver for trxn b/w Rs. 400 – Rs. 5000 (max. Rs. 250/month)
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Vetta Variant Credit Card
Bigger the lifestyle, better the rewards
Joining Fees – Rs. 2999 + GST
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- Voucher worth Rs. 2000 as Welcome offer*
- Up to 4 rewards Points on every Rs. 100 spends
- Complemantary 4 Domestics & 4 International Lounge access* Access per calendar year
- Up to 1000 Bonus Reward Point as Birthday Gift*
- Annual Fees reversal on spends of Rs. 1.5 lakh
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- Rural/Semi Urban – High Income Sal/S.E.
- Urban – Mid to high income group
- Credit Card Limit: Min – 1,25,000 ; Max – 6,00,000
- Milestone Benefit:
- Quarterly: 500 RPs on >= Rs. 50,000 spends/quarter & additional 1000
- RPs on reaching Rs. 1 Lac spends/quarter
- Yearly: Rs. 1000 Amazon/MMT voucher on 2.5 Lac spends in a year
- Lounge Access:
- Complimentary 1 per quarter Domestic Lounge access
- Complimentary 1 per quarter access to Priority Lounge
- Complimentary 2 per quarter Domestic Railway Lounge access
- Other Benefits:
- Dedicated Concierge
- Customer Call Prioritization and dedicated Customer support email ID
- Insurance:
- Air Cover – 50 Lac; Credit Shield – 5 Lac
- LCL/Skimming/Counterfeit – 2 Lac
- Baggage Delay/Baggage Lost/Trip Delay allowance
Zenith Credit Card
The crowing symbol of success
Joining Fees – Rs. 4999 + GST
- Luxury Brand Vouchers/Rewards Point worth Rs. 5000
- Accelearated Reward Points & Value of 1 Reward Point is Rs. 1
- Up to 16 Movies Tickets per annum
- Taj Epicure Membership on spending Rs. 12 lakh*
- 16 international & 16 Domestic Airport Lounge Access* and Lowest Forex Markup Fee of 0.99%
- Up to 8 Golf Rounds/Lessons per annum*
- Urban – High income group
- Credit Card Limit: Min – 5,00,000 ; Max – 20,00,000
- Joining/Annual Fee of Rs. 7999 with an option of spend based fee waiver
- 1st year fee waiver with Rs. 1.25 Lac spends in 90 days from card issuance date.
- 2nd year onwards, fee waiver with Rs. 5 Lac spends in card prev. year.
- Welcome Benefit:
- Rs. 1,000 flat voucher (Amazon or MMT) on 1st POS txn within 60 days from card issuance date.
- 10,000 RPs on Rs. 1 Lac spends in 60 days
- Product Features:
- 20 RPs/Rs.100 on Fine Dining Restaurants, 10 RPs/100 on Groceries & Dept. stores and International spends, 5 RPs/100 on all other retail spends
- 2500 Bonus RPs as Birthday Gift for 1st trxn on that day (1RP = 0.25 Rs.)
- Lower Mark up fees of 1.99%
- Milestone Benefit:
- Quarterly: Rs. 1000 voucher (Amazon/Bigbasket/Lifestyle/BMS) on >=Rs. 2 Lac spends per calendar quarter.
- Yearly: Taj Epicure membership (worth approx. Rs. 13,999) on Rs. 8 Lac spends in a card anniversary year
- Lounge Access:
- Complimentary 4 per quarter Domestic Lounge
- Complimentary 2 per quarter access to Priority Lounge*
- Complimentary 2 per quarter Domestic Railway Lounge access
- Other Benefits:
- 1% Fuel surcharge waiver (max.Rs.1000 in a statement cycle)
- Dedicated Concierge
- Customer Call Prioritization and dedicated Customer support email ID
- Insurance:
- Air Cover – 2 Cr; Credit Shield – 15 Lac
- LCL/Skimming/Counterfeit – 5 Lac
- Baggage Delay/Baggage Lost/Trip Delay allowance